The Lady Hooligan’s Page

 

Since yesterday, there are 6 more weeks left until the Road Accident Fund should pay up! To say that I’m counting sleeps would be a gross understatement! While I’m waiting, my dreams for my new apartment are all on paper. That’s good, though, because I have had to rethink some sums… (Don’t tell my baby brother I said so - I’ll deny it! - but sometimes he gives very good advice and from time to time I even follow it!)

So, instead of paying up my personal loan, I am going to pay up my credit card, and also reduce the limit on it to a mere R1000,00. The payments on that would be manageable and I’ll still have that as emergency money. (Credit cards are way too expensive to be used as crutches!) What I’ll do from then on is to pay whatever I would have paid into the credit card, into my personal loan, on top of the personal loan payment. That way, I can reduce the balance on the personal loan quickly and shorten my repayment period considerably! Frankly, I’d be in hog heaven if I can be free of short-term and retail debt by Christmas 2010.

I spoke to the developer this morning. He said that the walls of my apartment should be up by end March. After that, we can talk about such matters as tiles, paint, wall plugs, light fittings, bathroom fittings and kitchen layouts. What he said between the lines, methinks, is that I should stop stressing about details now and enjoy the break, because when the planning stops and the action starts, it’ll start with a bang!